Retail Credit Card Processing and Payment Solutions

We know just how competitive the retail credit card processing and merchant services industry can be. Vendors are constantly trying to win your business or lure it away from somebody else with the promise of low fees. There are so many options these days that it can be overwhelming to choose the right payment processor for your store while also keeping costs manageable.

The merchant service provider you choose can make all the difference—and the reality is that you ultimately get what you pay for. Many times, the highly discounted payment processing services don’t offer much in terms of customer service and the low rates don’t last once you’re locked into a contract.

That’s why TransAct is dedicated to providing the most bang for your buck, without contracts or termination fees.

Flexible Retail Credit Card Processing

We offer a wide range of payment processing options for retail businesses of all types and sizes. Whether you own a brick-and-mortar store, online retail business, or a service-oriented business like a spa or salon, our hardware and software can be customized for your needs. We also offer options for increasingly popular shopping experiences like in-store pick-up, subscription and membership services, and payment plans for big-ticket sales.

Some of the most popular options our retail clients employ include:

  • POS & Ecommerce Integration: We make integrating your POS system and ecommerce site easy! Our merchant services are compatible with most major platforms so all your transactions—both online and in-store—are linked up in one system. If you’re looking to switch POS systems, we can help you find the best one for you. Our options offer many beneficial features such as inventory audits, integrated payment systems, integrated gift cards, and so much more.
  • Retail Desktop Terminals: Not ready for a full POS system? Start out with an easy-to-use countertop contactless terminal. These terminals eliminate the need to handle your customer’s credit card and payments are processed quickly and conveniently. You can also offer to print and/or email a receipt to save paper.
  • Mobile Payment Options: If your retail business travels to your customers or you’re set up at an event, having an option for customers to pay by credit card will make your life easier. Our portable contactless terminals connect to your smartphone or mobile device through Bluetooth so you can accept digital payments via your device’s internet provider.
  • Text to Pay: This is a great contactless method that requires no paper or credit card terminals. Simply text your customer a link to pay on their smartphone using a credit card or e-check. Learn more about our secure Text to Pay program.
  • Recurring & Subscription Payments: Our automatic recurring billing is a useful option for retailers offering subscription services or pay-later features. You set the billing terms within the system and your customer’s credit card will be charged automatically at each interval until the subscription expires or the payment plan is complete.

TransAct Merchant Services Retail Payment Systems That Work

TransAct is one of the top retail merchant services companies in the nation for a reason—our solutions work. We look at every aspect of your business and how you operate it to come up with a payment processing solution that is a perfect fit for you.

Here are some of the reasons our clients choose (and stay with) us:

  • Our payment processing system is customized for your business
  • We are payment processing experts with years of consultative experience
  • There is never a contract or exit fee—period
  • Our retail POS equipment is state-of-the-art and integrates seamlessly with Quickbooks
  • Our training and onboarding will get you up to speed on how to use your new hardware and software
  • We offer ongoing 24/7/365 support in real-time to answer your questions and troubleshoot any issues that arise
  • We are proudly PCI compliant

We also make it easy to switch from other merchant service providers and POS systems. We will work with you every step of the way to ensure the transition is a smooth one for you and your employees.

Simplify Your Retail Merchant Account

Our goal is to make accepting payments easy, cost-effective, and effortless for your retail business. We work with businesses to come up with a payment system that is personalized to them. Get in touch to schedule a no-cost payment processing audit, or simply to find out more information about our services!

Want to learn more about our payment processing solutions? Call us today at 800.335.6717 Fill out our contact form