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  • Merchant Services
    • Payment Gateways
    • QuickBooks Integration
    • Consulting
    • Ecommerce
    • E-Checks
    • Mobile Payments
    • HIPAA Compliant Payment Processing
    • PCI Compliant Payment Processing
    • Recurring Payments
    • Digital Payments
    • Training & Onboarding
    • POS Systems
    • Equipment & Supplies
  • Who We Serve
    • Retail
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    • Professional Services
    • Franchises
    • Seasonal Businesses
      • WEX Credit Card Processing
    • Home-Based Businesses
    • Restaurants
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  • Why TransAct
    • Pricing
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    • Passing Credit Card Fees to Customers
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  • Merchant Services
    • Payment Gateways
    • QuickBooks Integration
    • Consulting
    • Ecommerce
    • E-Checks
    • Mobile Payments
    • HIPAA Compliant Payment Processing
    • PCI Compliant Payment Processing
    • Recurring Payments
    • Digital Payments
    • Training & Onboarding
    • POS Systems
    • Equipment & Supplies
  • Who We Serve
    • Retail
    • Healthcare
    • Professional Services
    • Franchises
    • Seasonal Businesses
      • WEX Credit Card Processing
    • Home-Based Businesses
    • Restaurants
    • See All Businesses
  • Partner Program
  • Why TransAct
    • Pricing
    • Testimonials
    • Business Development
  • Blog
  • Resources
    • Passing Credit Card Fees to Customers
    • PCI Compliance
    • FAQs
Login Get Processing Savings Quote
End-to-End Payment Solutions

Clear savings. Reliable processing. Total transparency.

Discover merchant services/credit card processing built on transparency, time efficiency, and measurable impact to your bottom line.

Get Processing Savings Quote

Discover How TransAct Can Improve Your Payment Systems

20 yrs+
Thousands of merchants served
Save 30%+
Average Cost Reduction

Integrated Merchant Solutions, All in One Place

We understand and care about how our services impact your bottom line. We can help you with your receivables, accelerate cash flow, increase your efficiency, and improve your customers’ experience at the time of transaction. We are committed to helping you keep expenses low with services like:

Still Have Questions About Our Services?

We’re here to help you choose the right solution for your business needs.

Let’s Talk

Payment Gateways

Secure, reliable gateways for seamless transactions online and in-store.

Explore Payment Gateways

QuickBooks Integration

Simplify your accounting by syncing payments directly. Please list QuickBook Integrations include Desktop and Online.

Explore QuickBooks Integration
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Tap 2 Pay

Speed up checkout with contactless, tap-to-pay solutions.

Explore Tap 2 Pay

Text to Pay Service

Lower fees and faster processing with electronic check payments.

Explore Text-to-Pay

Pass Fees To Customers

Offset processing costs by passing credit card fees to customers compliantly.

Explore Pass Fees To Customers

Recurring Payments

Automate billing with easy-to-manage subscription payments.

Explore Recurring Payments

PCI Compliance

Stay protected and meet industry standards with ease. Can be stand alone offering or included with your merchant.

Explore PCI Compliance

Mobile App Payments

Accept payments from any device, anywhere, fast and easy.

Explore Mobile App Payments

E-checks/ACH

Lower fees and faster processing with electronic check payments.

Explore E-checks & ACH

POS Systems

Retail-focused POS solutions tailored for in-store efficiency. <b>Mainly highlight retail POS</b>

Explore Payment Gateways

Consulting Services

Business advice and payment system optimization from our experts.

Explore Consulting

Paper Supplies

Get all the paper essentials you need for seamless day-to-day operations.

Explore Supplies

Training and Support

Free in-office training and ongoing support for your team. <b>Free office level training and support.</b>

Explore Training & Support

Ecommerce

Connect your online store with secure, scalable payment tools.

Explore Ecommerce
We have formed a great partnership with TransAct to keep our business running smoothly. We highly recommend Mary Ann and her team!
K. P.
Franchise Owner

Payment Gateways

QuickBooks Integration

Tap 2 Pay

Text to Pay Service

Pass Fees To Customers

Recurring Payments

PCI Compliance

Mobile App Payments

E-checks/ACH

POS Systems

Consulting Services

Paper Supplies

Training and Support

Ecommerce

We have formed a great partnership with TransAct to keep our business running smoothly. We highly recommend Mary Ann and her team!
K. P.
Franchise Owner

Still Have Questions About Our Services?

We’re here to help you choose the right solution for your business needs.

Let’s Talk

We’re Built for Long-Term Partnerships

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Expert Support
Talk to a real expert, anytime
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Client Retention Rate
Relationships that last
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Businesses Served Nationwide
Including retail, healthcare, franchises, and service-based businesses
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Average Client Fee Reduction
No Contract, no termination fees

Merchant Services
For Businesses

Merchant services are more than just a cost of doing business – done right, they can create strategic advantages for your business by streamlining processes, increasing efficiency, enhancing customer experience, and ultimately helping you increase profits.

TransAct offers a full range of merchant services that can be tailored specifically to meet your needs, no matter what size your business is, or what kinds of goods or services you provide.

Integrational to Thousands of Systems Including

Shopify
HighLevel
WooCommerce
Magento
WordPress

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Why Over 1,200 Businesses Choose TransAct

We work tirelessly to understand the unique needs of your customers, your industry and your organization to come up with powerful, cost-effective solutions for your business.

We pick up when you call and provide immediate support. Don't believe us? Try us. Give us a call now!

You’ll be surprised by our lower fees, but never surprised by unexpected charges.

We ensure payment processing is customized to your business needs.

We offer comprehensive payment processing support, including answering your questions about PCI and keeping you in compliance.

Direct Support 24/7

We pick up when you call and provide immediate support. Don't believe us? Try us. Give us a call now!

Less Fees. Transparent Pricing

You’ll be surprised by our lower fees, but never surprised by unexpected charges.

Integrate with Your Business Systems 

We ensure payment processing is customized to your business needs.

PCI Compliance Support

We offer comprehensive payment processing support, including answering your questions about PCI and keeping you in compliance.

Free Payment Processing Plan

Merchant Accounts & Beyond

No matter your size, industry, or payment experience, TransAct has helped businesses like yours grow while saving money on merchant services.

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Your Payment Processing Challenges

Cash is tight and you don’t have an operating history to base payments on, so you wind up paying an exorbitant rate. You’re looking for the lowest upfront cost and the fastest payment processing time.

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The TransAct Merchant Services Solution

Start by leveraging our expertise. We’ll show you how to determine your true “cost of ownership” instead of dangling a low price in front of you with free equipment. We’ll also show you how to use our payment processing system as a strategic business advantage that helps your new business to grow. You can also take advantage of the cost savings that TransAct offers over your bank or other options like Square. With TransAct, you’ll never pay for costly leasing programs or get locked into lengthy contracts.

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Established Small Businesses

You’ve made it out of the gate and your business is finally viable and self-sustaining. Your payment processor got you this far, but it might be time for a change. You want the latest and greatest equipment at the lowest price possible. You don’t want to wait for payments to clear. You want to improve your financial reporting, leveraging data to help your business grow, but you don’t know where to start

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The TransAct Merchant Services Solution

First, let us look at your business and see where you’re missing opportunities or worse, losing money. Talk to us about your problems and let us come up with a solution. As a merchant account provider for small business, we can then install a state-of-the-art processing solution, with no contracts and no cancellation fees.

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Your Payment Processing Challenges

You’re going the distance and methodically growing the business. Payment processing is not your major concern, as long as it’s working. In fact, even if it isn’t perfect, it might now be too expensive to change to something better.

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The TransAct Merchant Services Solution

First, understand that your merchant services processing should not be a commodity service, it should give you a strategic advantage in the marketplace. You don’t need a vendor – you want a relationship. That’s how we work. We will become your merchant services partner and trusted advisor – for the long term. We’re able to accommodate your business’s needs, regardless of how big or small it is.

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When it comes to merchant processing, if you are a franchisee or part of a group we work to provide what’s best for you and your bottom line. As a preferred/approved supplier, we offer you the flexibility to tailor your account to what is best for your independently owned business, the local community you serve and the way you operate your franchise.

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Your Payment Processing Challenges

When it comes to merchant processing, as a franchisor or part of an organization offering suggested vendors for merchant services to its franchisees or members, please talk to us. When we become an approve or preferred vendor, we’ll tailor a program to meet the specific needs, goals and objectives of your business owners or members. We are constantly adopting the latest technology, security protocols and services to grow with your brand creating efficiency, transparency and better margins.

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The TransAct Merchant Services Solution

We are business and merchant services processing experts. But we don’t simply focus on what we do, what you do is far more important. We’re already on your partner list and the reason is simple, we deliver the most cost-effective and efficient solutions available today.

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Your Payment Processing Challenges

When it comes to merchant services processing in your medical or healthcare practice it seems like the grass is always greener on the other side of the field, and it’s a big field. Merchant services offer you low fees to snag your business, and then raise them almost immediately. You probably have already been down that road and probably more than once.

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The TransAct Merchant Services Solution

At TransAct, we don’t play that game, because we don’t have to. We’ve grown our business based on solid relationships, not on bait-and-switch contracts. Our customers stay with us because of the value we deliver. And if they leave us for perceived savings, they almost always come back.

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The most important measures of a merchant services provider are the total costs over time along with services that keep your payments flowing. Saving money today with a rate that continues to spiral upward makes no sense. Fast deposits are a given, but flexibility that can adapt your payment processing to your growing business is just as critical. TransAct will never lock you into a contract that continues to escalate and our customer services are considered by many of our customers to be the industry standard.

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Your Payment Processing Challenges

Your association has your best interests at heart, but know this: not all merchant service providers are created equal. Payment processing is a critical part of your business. Make sure you select a merchant services company that is right for you. Your approved vendor list is a good place to start looking, but remember that the final decision is up to you.

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The TransAct Merchant Services Solution

We pride ourselves on being business and merchant services processing experts. But we don’t simply focus on what we do, what you and your association do is far more important. We’re already on your partner list and the reason is simple, we deliver the most cost-effective and efficient solutions available today for business owners.

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Your Payment Processing Challenges

If you’ve been operating online for any amount of time, you’ve probably already moved on from Paypal and Stripe. Granted, they are easy to set up, but the devil is in the details hidden in the fine print, and there is a lot of fine print. Transaction fees and processing costs add up quickly. Chargebacks and refunds add up as well. PCI compliance is also a major challenge when operating online.

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The TransAct Merchant Services Solution

The TransAct team can help you to optimize your online payment processing system. We are upfront about our fees and will customize your solution to match the needs of your business. Deposits are fast and dependable. In short, TransAct will work with you, every step of the way, to make sure your payment processing system adds value to your e-commerce platform instead of costing you customers.

Regardless of the business you’re in and the market you serve, your payment processing system is critical to both cash flow and customer satisfaction. The good news is that you always have many different options to choose from. The downside of that is not all of those options are equal.

Get Help
Having issues with your current provider?

You Run the Business We Power The Payments

We support and optimize your business with tailored solutions - here’s how we drive results that last.

Discovery & Research

Deep business insights, provider performance checks, and tailored service analysis

Transparent Proposal

Clear recommendations, no hidden costs, and strategic savings insights

White-Glove Onboarding

Smooth setup, hands-on support, and training for your team

Ongoing 24/7 Support

Get expert help with all aspects of your processing needs, including merchant statement reviews

Proven Results

Lower fees, better efficiency, and real business results

Schedule Introductory Call

Boost Business with Better Payments

If it’s time to think about your payment processing system, whether you’re just starting out or have been operating for years, let us help. We offer a free audit to existing businesses and a free consultation to businesses just starting out.

We’ll not only help you to save money, but we’ll actually show you how to turn your payment system from a cost center into a valuable strategic advantage in the marketplace.

Who We Serve

Whether you’re a solo practitioner or manage a large operation, our solutions are tailored to your workflow, not the other way around.

Accountants

Audiologists

Auto Service Centers

Bookkeepers

CBD Shop Owners

Contractors

CPAs

Dentists

Electricians

Enrolled Agents (EA)

Funeral Homes

Hearing Centers

Landscapers

Manufacturers

Medical Practices

Online Learning

Ophthalmologists

Painters

Physical Therapists

Pool Cleaners

Therapists

Tutors

Wholesale Suppliers

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Industry expertise

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Have Specific Questions About Merchant Services for Your Industry?

We’re here to help you choose the right solution for your business needs.

Let’s Talk
Real Trust from Real Businesses
Rated 4.9/5

Hear It from Business Owners Like You

1,200+ Businesses Served. Up to 30% saved. Zero stress.
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Even More Stories from Business Owners Like You

My husband and I bought a franchise business back in June 2020. We have formed a great partnership with TransAct to keep our business running smoothly. We highly recommend Mary Ann and her team!

Client avatar
K. P.
Franchise Owner

TransAct has always been very helpful and responsive when it comes to credit card processing for my business. Whenever an issue arises, you know that helpful advice is just a quick phone call away. I highly recommend them!

Client avatar
R. N.

TransAct is who I work with and they have been a huge help for me – simply integrating one of their free payment buttons to the bottom of my web page has allowed me to get paid usually the day of invoicing, sometimes within minutes!

Client avatar
J. C.

My husband and I bought a franchise business back in June 2020. We have formed a great partnership with TransAct to keep our business running smoothly. We highly recommend Mary Ann and her team!

Client avatar
K. P.
Franchise Owner

TransAct has always been very helpful and responsive when it comes to credit card processing for my business. Whenever an issue arises, you know that helpful advice is just a quick phone call away. I highly recommend them!

Client avatar
R. N.

TransAct is who I work with and they have been a huge help for me – simply integrating one of their free payment buttons to the bottom of my web page has allowed me to get paid usually the day of invoicing, sometimes within minutes!

Client avatar
J. C.
Read More Testimonials

Answers To Common Questions

Got something specific? Our support team is just one call away.

800.335.6717
Book a Call

TransAct made it easy and painless to set up credit card processing, handling all the details and staying in constant contact.

Client avatar
W. O.

TransAct Payment Solutions & Services:

  • Payment Gateways
  • QuickBooks Integration
  • Tap 2 Pay
  • Text-to-Pay
  • E-checks / ACH
  • Recurring Payments
  • PCI Compliance
  • Mobile App Payments
  • Consulting
  • Ecommerce Services
  • Training
  • POS Systems
  • Paper Supplies

The switch to TransAct is streamlined and personalized. After your free discovery call and follow-up research, onboarding can begin immediately – often within days. TransAct handles vendor coordination, integration setup, and training through white-glove onboarding to ensure a smooth, hassle-free transition.

No. TransAct is built on transparency, there are zero setup fees, no long-term contracts, and no surprise charges. Clients receive clear, upfront pricing and can cancel anytime without penalties or termination fees.

QuickBooks is primarily an accounting platform with basic payment tools, while TransAct is a full-service merchant services provider. TransAct offers hands-on support, strategic vendor research, rate optimization, PCI compliance, and integration with QuickBooks (Online and Desktop) when needed. Clients gain personalized guidance and better rates with TransAct, especially for higher-ticket or complex transactions.

Unlike banks, which often offer rigid systems, long term contracts and limited support typically delivered by a third party provider, TransAct delivers tailored merchant solutions with no contract, lower fees, and hands-on support. You’ll work directly with a dedicated expert, not a call center. Plus, TransAct conducts custom research and offers integrations banks typically don’t provide.

Stripe, PayPal, and Square offer convenient self-serve options but come with fixed pricing, limited support, and often higher fees. TransAct provides personalized service, lower costs (clients typically save 30%+), 24/7 direct support, and no long-term contracts. Plus, TransAct can integrate with your existing systems and provides hands-on onboarding and PCI compliance guidance, things big-name providers don’t offer.

Have questions? Let’s talk!

Fill out the form, and we'll get back to you within 24 hours or less. Your consultation is free and we are here to help!

Call us 800.335.6717
Text us 267.968.6232
support@transactcc.com
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